Personal Loans

We understand that sometimes life has unexpected surprises. We have a variety of options for personal loans to fit your needs.

 

Loan Types

Unsecured Loan

Premier Financial Credit Union provided unsecured personal loans for a variety of needs.

Savings Secured Loan

Premier Financial Credit Union offers a savings secured loan for members who have a certificate or share account with the credit union.

Kwik Cash Loan

A Kwik Cash Loan is a variable line of credit that is more flexible than your traditional loan with less paperwork. Once approved, the cash is ready for you to access at any time you need it. You pay nothing if you carry no balance. No annual fee. Minimum payment is $15 or 2% of outstanding balance, whichever is greater. Variable rate may increase after consummation.General Uses:

General Uses:

  • Overdraft Protection: We can automatically transfer funds with your signed authorization to cover overdrafts from your Kwik Cash if funds are available. The cost is minimal compared to overdraft fees. An Overdraft Protection Transfer fee will apply for each transfer made. Please see fee schedule.
  • Short Term Cash Needs: Emergencies happen - the car breaks down, a medical emergency; the roof is leaking; you simply need cash now.

4 Ways To Get Your Cash!

  • Make the advance yourself using Online Banking. You transfer the amount you need to your checking or other account.
  • Advance the funds yourself using our Bank-By-Phone.
  • Call us and we can put the money into your account or we can send you a check.
  • Stop in and we'll do the transaction for you.

View rates Apply Online Contact Our Lending Team

All loans are subject to credit approval.

 

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