Home Equity

A great option for homeowners! Use the equity you have earned in your home to fund your next project. From new windows and siding, to landscaping and beyond. You have worked hard to achieve your dreams, take some time to enjoy it.

 

Home Equity Line of Credit (REAP)

Fixed or Variable Rate Home Equity Line of Credit loans are available at Premier Financial Credit Union. 

Use the equity in your home when you need instant cash that is available to you 24/7. Once approved, the cash is ready for you to access at any time.  You pay nothing if you carry no balance. No annual fee.

View ratesApply onlineContact our Lending Team

General Uses:

Overdraft Protection

We can automatically transfer funds with your signed authorization to cover overdrafts from your Home Equity Line of Credit. The cost is minimal compared to overdraft fees. An Overdraft Protection Transfer fee will apply for each transfer made. Please see fee schedule.

Short Term Cash Needs

Great for home improvements, vacations, tuition, weddings, landscaping, new car, bill consolidation, improvements to increase the value of your home, of other major purchases.

4 Ways To Get Your Cash!

  • Make the advance yourself using Online Banking. You transfer the amount you need to your checking or other account.
  • Advance the funds yourself using our Bank-By-Phone.
  • Call us and we can put the money into your account or we can send you a check.
  • Stop in and we'll do the transaction for you.

Minimum payment is $15 or 1.5% of outstanding balance, whichever is greater. Make payments only on what you borrow. Variable rate may increase after consummation.

 

Back to Top