Business Checking

One of the differences between a credit union and bank is; as a member of the credit union you own a share of the place! Since you own a share, instead of being called a checking account, credit unions use the term Share Draft Account.

 

Business Checking Account Features

  • No minimum balance
  • No per check fee
  • Unlimited check writing
  • No monthly service charges
  • Free Paper or e-Statements
  • Visa Debit Card
  • No Fee ATM - Locate an ATM
  • Access your account with Online Banking or Bank by Phone
  • Overdraft Protection

 Commercial Share Draft Accounts (Business Checking) are non-interest earning, not eligible for Points 2U, Member Privilege or Instant Issue Debit Card.

Overdraft Protection

Overdraft protection is available with your signed authorization from the account you designate. If an overdraft occurs and funds are available to transfer from savings or a Kwik Cash Loan, a $7.50 charge will be assessed for each transfer made.

ATM & Debit Cards

Debit Card

Just like a check but only easier! When you use your debit card the money will be automatically deducted from your checking account.

Travel Note for Debit Card Users: To avoid your transaction being declined, please alert the credit union if you plan to use your debit card while traveling.

 ATM/Debit Cards are available to qualifying members.

ATM & Debit Card Daily Limits

Premier Financial Credit Union has established daily limits for your protection. If you need your limit temporarily increased, please call the Credit Union at (920) 898 4232.

 Number of TransactionsDollar Limit
(24 Hour Period)

ATM Transaction
ATM or Debit Card (PIN Based)

3 $510.00

ATM Card
Point-of-Sale Transaction

3 $500.00

Debit Card
Point-of-Sale Transaction (PIN Based)

3 $500.00

Debit Card
Point-of-Sale (Signature Based)

20 $1500.00

 

 

 

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