Individual Retirement Account (IRA)


Account Options

Open Deposit IRA

Premier Financial Credit Union offers various Individual Retirement Accounts (IRA). With an Open Deposit IRA you can make deposits at your convenience or set-up automatic transfers.

Share Certificates

Share Certificates are available for fixed terms at a minimum of $500.00. Dividends are paid monthly.

Contribution Limits

Traditional and Roth IRA Contribution Limits
Traditional and Roth IRA contributions are aggregated for purposes of the limit.  
Tax Year Contribution Limit Catch-Up (age 50 or older)
2023 $6,500 $1,000
2024 $7,000 $1,000


IRA Rates


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