Checking

One of the differences between a credit union and bank is; as a member of the credit union you own a share of the place! Since you own a share, instead of being called a checking account, credit unions use the term Share Draft Account.

 

Checking Account Features

  • No minimum balance
  • No per check fee
  • Unlimited check writing
  • No monthly service charges
  • Free paper or e-Statements
  • Instant Issue Visa Debit Card
  • No Fee ATM - Locate an ATM
  • Access your account with Online Banking or Bank by Phone
  • Overdraft Protection available ($7.50 fee will apply for each transfer - view the Share Draft Account Information for more details)  
  • Member Privilege available ($28.00 fee will apply for each item - view the Share Draft Account Information for more details)
  • Earn Points 2 U

Share Draft Account Information

Overdraft Protection

Overdraft protection is available with your signed authorization from the account you designate. If an overdraft occurs and funds are available to transfer a $7.50 charge will be assessed for each transfer made.

ATM & Debit Cards

No need to carry extra cash when you have an ATM or Visa Debit Card.

ATM Card

Access your savings account for cash with your ATM Card. Use our network of no-fee ATM's to save even more money!

Instant Issue Debit Card

No more waiting! Opening a new checking account? Or was your debit card lost, stolen, compromised, or no longer works? Instant Issue Debit Cards are available at Premier Financial Credit Union.  Stop in, you will be on your way with a new card in just few minutes.  No more waiting seven to 10 business days for your debit card to arrive in the mail. 

Debit cards are similar to a check, only easier! When you use your debit card, the money will be automatically deducted from your checking account. You can also earn reward points for using your debit card. Once you receive a debit card you will be automatically enrolled in our Points 2U program. Points can be redeemed for merchandise, gift cards or travel. To earn Points, you must select CREDIT for your debit card transaction, PIN transactions do not apply.

Travel Note for Debit Card Users: To avoid your transaction being declined, please alert the credit union if you plan to use your debit card while traveling.

ATM/Debit Cards are available to qualifying members.

ATM & Debit Card Daily Limits

Premier Financial Credit Union has established daily limits for your protection.

If you need your limit temporarily increased, please call the Credit Union at (920) 898-4232.

 Number of TransactionsDollar Limit
(24 Hour Period)

ATM Transaction
ATM or Debit Card (PIN Based)

3 $510.00

ATM Card
Point-of-Sale Transaction

3 $500.00

Debit Card
Point-of-Sale Transaction (PIN Based)

3 $500.00

Debit Card
Point-of-Sale (Signature Based)

20 $1500.00

 

 

 

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