One of the differences between a credit union and bank is; as a member of the credit union you own a share of the place! Since you own a share, instead of being called a checking account, credit unions use the term Share Draft Account.


Checking Account Features

  • No minimum balance
  • No per check fee
  • Unlimited check writing
  • No monthly service charges
  • Free paper or e-Statements
  • Instant Issue Visa® Debit Card
  • No Fee ATM - Locate an ATM
  • Access your account with Online Banking or Bank by Phone
  • Overdraft Protection available ($7.50 fee will apply for each transfer)  
  • Member Privilege available ($28.00 fee will apply for each item)
  • Earn uChoose Rewards®

Overdraft Protection

Overdraft protection is available.   Contact the credit union at 920.898.4232 or 1.877.891.4232 for details. 

ATM Card

Access your account for cash with your ATM Card. Use our network of no-fee ATM's to save even more money!

Debit Card

Debit card purchases are automatically deducted from your checking account. You may also earn uChoose Rewards for using your Premier Financial Credit Union debit card.  To earn rewards points, you must select CREDIT for your debit card transaction, PIN transactions do not apply.  Visit the uChoose Rewards website to register your card and redeem your reward points.  Reward points can be redeemed for merchandise, merchant gift cards, travel experiences and activities or event tickets. 

Learn More about uChoose Rewards®

Travel Note for Debit Card Users: To place a travel notification please call 1.833.613.0444 and ask for a Representative.

Instant Issue Debit Card

Instant Issue Debit Cards are available at all Premier Financial Credit Union offices.  Stop in and you will be on your way with a new card in just few minutes.  No more waiting seven to 10 business days for your debit card to arrive in the mail. 


ATM/Debit Cards are available to qualifying members. 

uChoose Rewards is a registered trademark of Fiserv, Inc.  Health Savings and Business Accounts are not eligible for uChoose Rewards.  

Instant Issue is not available for Business Debit Cards.  

ATM & Debit Card Daily Limits

Premier Financial Credit Union has established daily limits for your protection.

If you need your limit temporarily increased, please call 1.833.613.0444 and ask for a Representative.  

 Type of Transaction
Number of TransactionsDollar Limit
(24 Hour Period)

ATM Transaction
ATM or Debit Card (PIN Based)

6 $520.00

Debit Card
Point-of-Sale Transaction (PIN or Signature Based)

40 $2,000.00


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