Kwik Cash Loan - (Variable Line of Credit)
As the name implies if you need cash in a hurry then a Kwik Cash loan is for you. A Kwik Cash line of credit is much more flexible than your traditional loan with less paperwork. Once approved, the cash is ready for you to access at any time - if an when you need it 24/7/ You pay nothing if you carry no balance. No annual fee.
• Overdraft Protection
We can automatically transfer funds to cover overdrafts from your Kwik Cash. The cost is minimal compared to overdraft fees.
• Short Term Cash Needs
Emergencies happen - the car breaks down, a medical emergency; the roof is leaking; you simply need cash now.
4 Ways To Get Your Cash!
• Make the advance yourself using our Online Express Banking. You transfer the amount you need to your checking or other account.
• Advance the funds yourself using our 24 hour bank-by-phone, Premier Express.
• Call us and we can put the money into your account or we can send you a check.
• Stop in and we'll do the transaction for you.
Minimum payment is $15 or 2% of outstanding balance, whichever is greater. Rate is less than what you would pay for a personal loan and much less than what you would pay on a credit card.