Line of Credit

Kwik Cash Loan - (Variable Line of Credit)

As the name implies if you need cash in a hurry then a Kwik Cash loan is for you.  A Kwik Cash line of credit is much more flexible than your traditional loan with less paperwork.  Once approved, the cash is ready for you to access at any time - if an when you need it 24/7/  You pay nothing if you carry no balance.  No annual fee.

General Uses:
• Overdraft Protection
We can automatically transfer funds to cover overdrafts from your Kwik Cash.  The cost is minimal compared to overdraft fees. 
• Short Term Cash Needs
Emergencies happen - the car breaks down, a medical emergency; the roof is leaking; you simply need cash now. 

4 Ways To Get Your Cash!
• Make the advance yourself using our Online Express Banking.  You transfer the amount you need to your checking or other account.  
• Advance the funds yourself using our 24 hour bank-by-phone, Premier Express.
Call us and we can put the money into your account or we can send you a check.
Stop in and we'll do the transaction for you.

Minimum payment is $15 or 2% of outstanding balance, whichever is greater.  Rate is less than what you would pay for a personal loan and much less than what you would pay on a credit card. 

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