Home Loan

How exciting! For most people purchasing or building a home is the biggest purchase in their lifetime, its our American dream.  It's our intention at Premier Financial Credit Union  to make this process less intimidating as you work with our highly professional, knowledgeable, and experienced staff to find the mortgage that meets your needs and your budget. Just as there are many homes to consider before your buy, there are also many mortgage options for you to consider as well.  You can look to PFCU for the loan that's just right for you!

Prequalification
Find out ahead of time if you qualify for a home loan, the amount you qualify for, the monthly payment you can afford and which type of mortgage best serves your needs.  Having a prequalifaction amount increases your negotiating power with the realtor, seller and saves you time and money by looking for a house you can afford.  You will know the loan requirements ahead of time and thus put yourself in a better bargaining position. 

Closing Cost
Closing cost are all the fees associated with getting a mortgage.  Premier Financial Credit Union attempts to make your closing cost as low as possible.  In some cases this includes origination fee, discount points, appraisal fee, title search, insurance, recording fees, credit reports and possible other cost. 


Premier Financial Credit Union offers a full range of home loan products:
• Fixed Rate Mortgages
• Construction Loans
• Balloon Loans
• Home Equity Lines of Credit

Types of Properties:
• Primary Residence
• 2nd Home/Vacation Loan
• Investment Property
• Vacant Land
• Mobile Home

 Contact our Mortgage Department today for more information or to make an appointment.  

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