Individual Retirement Account (IRA)

Premier Financial Credit Union offers various Individual Retirement Accounts (IRA).  With an Open Deposit IRA you can make deposits at your convenience or set-up automatic transfers.  Share Certificates are available for fixed terms at a minimum of $500.00. Dividends are paid monthly. 

2018 IRA Contribution Limits

  • $5,500.00 ($6,500.00 if you're age 50 or older),or
  • your taxable compensation for the year, if your compensation was less than this dollar limit.

Source: "Retirement Topics - IRA Contribution Limits." IRS.Gov.  20 October 2017.
Web.  09 April 2018

 2019 IRA Contribution Limits

  • $6,000 ($7,000 if you're 50 or older), or
  • your taxable compensation for the year, if your compensation was less than this dollar limit.

Source: "IRA FAQs - Contributions." IRS.Gov.  02 November 2018.  Web.  06 November 2018. 

IRA Rates

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