REAP/Home Equity Line of Credit
(Fixed or Variable Line of Credit)
Use the equity in your home when you need instant cash that is available to you 24/7.
Once approved, the cash is ready for you to access at any time - if and when you need it 24/7. You pay nothing if you carry no balance. No annual fee.
• Overdraft Protection
We can automatically transfer funds to cover overdrafts from your REAP. The cost is minimal compared to overdraft fees.
• Short or Medium Term Cash Needs
Great for home improvements, vacations, tuition, weddings, landscaping, new car, bill consolidation, improvements to increase the value of your home, of other major purchases.
4 Ways To Get Your Cash!
• Make the advance yourself using our Online Express Banking.
You transfer the amount you need to your checking or other account.
• Advance the funds yourself using our 24 hour bank-by-phone, Premier Express.
• Call us and we can put the money into your account or we can send you a check.
• Stop in and we'll do the transaction for you.
Minimum payment is $15 or 1.5% of outstanding balance, whichever is greater.
Make payments only on what you borrow.